In this paper we examine whether homeowning benefits children by testing whether children
of homeowners stay in school longer than children of renters and whether daughters of …

Personal bankruptcy filings have risen from 0.3 percent of households per year in 1984 to
around 1.35 percent in 1998 and 1999, transforming bankruptcy from a rare occurrence to a …

Economic theory suggests that bankruptcy should serve as a screening process designed
to eliminate only those firms that are economically inefficient and whose resources could be …

“I’ll be spending the next couple hours with you to complete the first part of your treatment or
counseling. The first part of treatment and counseling is the data-gathering phase. This is …

This paper examines how personal bankruptcy and bankruptcy exemptions affect the supply
and demand for credit. While generous state-level bankruptcy exemptions are probably …

Background Disease progression in patients with HER2-positive breast cancer receiving
trastuzumab might be associated with activation of the PI3K/Akt/mTOR intracellular signalling …

… Jeremy Berkowitz and Michelle White show that small firms are more likely to be turned
down for loans if they are located in states that have higher bankruptcy exemptions.8 …

We investigate how personal bankruptcy law affects small firms' access to credit. When a firm
is unincorporated, its debts are personal liabilities of the firm's owner, so that lending to the …

Do urban workers commute too much? Bruce Hamilton (1982) was the first to raise the question
whether urban workers' commuting journeys are too long or, in his terms," wasteful." He …

From 1980 to 2004, the number of personal bankruptcy filings in the United States increased
more than five-fold, from 288,000 to 1.5 million per year. By 2004, more Americans were …